Did you know about more than 100 rewards for going cashless!

Here at #mymoneystreets I am committed to bring to you best way of utilising your money. This post is an dedication to demonitization. 

Demonitisation, banning of Rs. 500; 1000,bank queues, ATM lines, limit on withdrawal etc have become part of our every conversation in last 15 days. Our daily habbits of tendering loose cash for every transaction has become a difficult task, and if you have some notes of Rs.100 on you, you are no less than a local celebrity. Amidst all this, there has been a huge and consistent shift happening towards the way we pay for our bills. With no loose cash to spare, people had been cutting down on unneccesary expenses, forcing it empty retail stores, restaurants, leisure activities. But it cannot continue forever. Thanks to the first movers like #paytm #ola, now numerous retail and B2b businesses opening door for #cashless transactions.
I was astonished to see the local and nationwide convenience offers and discounts spread accross newspapers, Facebook, Twitter, e mailers, messages to promote products and services.
In this post I have listed down more than woo offers running and few might have closed as well just for your reference. Make the best use of it.

Shopping online 
Amazon – Offering 15% off on buying Amazon cards as well as other products. Use code -CASHLESS
JABONG – 25% OFF on payment through debit card/ credit cards on purchase over 999
MYNTRA – 25% off on purchase over 1299 on payment by debit card/ credit cards
Flippant – Offering 10% discount
Pizzahut – Offering 1 on 1 free for online transactions.
Shopeesite.com – offering Rs.200 off on online payments
Snapdeal – Offering 10% instant discount on all card transaction. They have come up with other deals as
Homeshop 18 – Offering discount on products ranging from kitchen, clothes, homeware, appliancesetc, upto 60% off
Hopshopdrop.com –offering upto 60% discount.2
Fine jewellery by Sneha Rateria – 15% discount on everything. Code – NOV15
GETMYCOUCH.COM- offering upto 15% extra discount on shopping cashless. 
missamore- offering 15% discount on paying through PAYUMONEY
FABULER.IN – fashion website offers 10% discount on cashless payment. CODE – FBSAVE10
JUNKD.IN – online accessories portal offering 10% discount on all online orders
CODE – CASHLESS 
Fernsnpetals.com – Offering 15%. USE CODE – FNPFEST15
Craftsvilla.com – Offering discount of extra 10% on online payment
webuynatural.com – e-commerce portal for organic products offering discounts and cashbacks
Voonik.com – Offering upto 60% off on #cashless sales drive
Taruni.in 
offering 5% discount on all purchase. CODE – CASHLS
Jazzmyride – online shop for crazy car accesories offers extra 5% off
Krafts kart – discount of 80% on imitation earrings
Dealstantra – offers 15% off upto Rs. 300
Crispydeal – Flat 25% off on grocery

Government initiative to boost cashless payments 

Homeloan repayment relief for 60 
IRCTC – No fee in debit card payments till 31st Dec. 
No transaction fee in debit card/ credit card for merchants

E-wallets
PAYTM For consumers – wallet limit increases to 20,000 from initial 10,000
PAYTM for merchants – New version of the app allowing small merchants to accept payment through credit card /debit card
mycashlesswallet- ewallet offering upto 40% discount/
JIOMoney app – Offering 10% cashback at Reliance Fresh and Reliance Smart stores
Freecharge – NO Collison, nil charges for funds transferring to bank
Mobikwik – partners with NHAI for toll colloection
Mobikwik – Offering upto Rs200 of on recharge and bill payment
Airtel money – Offering 5% cash discount on all utility bill payment
Times cards – (debit/credit) Offering upto 30% off on movies, dining, travel, shopping etc
SBI card Elite offering discounts and benefits at Shoppers Stop, WestSide, M&S

Electronic special 
Google Pixel – HDFC BANK credit card/debit card offering 7000/- discount
DELL PC offering interest free EMIs

Retail 
Future group announced 5% additional discount on cashless transaction
Spencers – offering discount on cashless
Reliance Fresh – Offering discount on cashless payments
Asmi diamond jewellery – announced 10% additional off on digital payments
Hilite Mall @Kalikut offering 10% discount
Tommy Hilfiger – Offered discounts
Benetton – offered discounts
Marks&Spencer’s – Offering additional cashback of 10%
Pepe offering 5% discount on cashless
PUMA – Accepting cheque payments from loyal customers
BIG Bazaar – CASHLESS transaction rewarded with 5% additional discount
Ocean Fruit Water – Paytm cash Rs. 20/-
Admyrin – An online shop for women offering 10% extra #cashback

Pharmacy 
Pharmeasy offers 20% off on all medicines
Oxysquare – a platform for doctors, offer 50% discount ondoctor consultation fee
Apollo pharmacy – FMCG – 5% pharma 10% appollo products 15% discount using IDFC cards
Netmeds – Free medicine delivery and 20% off

FOOD and restaurants –  
Zomato offering 15% discount
Theshopofgoodtaste.com  offering Rs.250 off on orders above 1500 and Rs.500 off on orders above 2500
Didz app offering discounts on restaurant and pub deals
Mealskart offering discounts and cashback
Dineout card offering cash back of 20%
Gourmet Delight – shop for farmfresh produce, cheese etc offer 10% discount on cashless transactions
Niche cafe bars – Flat 25% off
Veggie 24*7  – 10% discount
Crownit – get extra 20% discount when you pay with crownit
Swiggy – online food aggregator offering Rs. 75 off on first bill above Rs. 1500.
Nature’s Basket – Rs.55 cashback on #rechargeadda
McDonald’s offering frozen coke on cashless transactionsp
Hyderabad restaurant “Chutney’s” offered 25% discount to customers who paid Rs. 100 notes
Dunkin Donught offered 25% off on debit/credit card payment
Foodelite online offering 10% discount

Car/bike


Mercedes Benz – Offering 3 years insurance + 3 years maintenance + 3 years buyback
Maruti Suzuki RItz – cash discount of 35,000 and exchange 
Maruti Suzuki Celerio – Cash discount of 25,000 and 10,000 exchange bonus
Maruti Suzuki Swift desire – cash discount and exchange bonus
Wolkswagon offering 0 zero down payment. Exchange benefit 10,000 and loyalty benefit 10,000
Hyundai Verna – Offering 0 downpayment
Hyundai EON offering 0 down payment
Hyundai i10 offering 0 down payment offer till30th Nov
Mahindra SUV Rs.101 down payment for Newgen Scorpio,KUV 100, NEW AGE XUV 500, Bolero, TUV300 offer till 30th Nov 
HONDA Cars- zero down payment till 31st Dec
HERO Scooters – Available on Rs. 5000 downpayment. HDFC bank also offering 100% finance
Bajaj Bikes – zero downpayment offers

Cab-service 
OLA- offering Rs. 100 off through OLA MONEY.
OLA letting customers pay through credit card/debit card
OLA offering 150 off on HDFC cards
OLA has launched post paid s
MERU offering 25% cash back upto Rs. 150

Leisure and Miscellaneous
PVR Cinema offering 35% off on fnb on mobile app
PVR Cinema offering 20% off on first app transaction
PVR Cinema waived convinience fee on online tickets
CINEPOLIS – Offering 30 % discount on online ticketing
Bookmyshow offering Rs. 150 off on movie tickets
Flat pebble – an online portal for personalor  events, offering discounts upto Rs. 2000.
SNAPMINT – A digital lending market place for education, shopping, personal loan, tied up with Edify Furniture and Vijay sales for interest free EMI
QuikrHomes – launched cashless managed rentals
Imagica, theme park- offering host of benefits on cashless transactions
Option pass – Free shopping pass for good, grocery, clothing, flights, hotels at offering upto 25% additional savings
Multiplexes waived parking fee initially
Timesavez offering 15% discount on cleaning services


Air-travel

YATRA.COM offering upto Rs. 1000 discount on HDFC debit/credit cards
Makemytrip offering flat Rs. 800 discount on flight bookings
Jetairways –offered all inclusive fair of Rs.999 for your days till 19th Nov.
Airasia – Big sale week offered fair from 999 till 20th Nov 
Airvistara – Offered travel from Rs 999 for 3 days ending with Nov
SpiceJet – offered spicecash award

These offers won’t last forever, so hurryup and make most of this #cashless #fest

Money goes digital – how do I do online transactions

Online transactions are easy, safe and convinient. There is no tension of getting theft or losing money in the crowded market place or in a hospital. It is accepted every established shops, cinema hall, jewellery shops, hospitals even can services.

It wasn’t any different day for Rajiv, he woke up, looked at his mobile, checked the news app, freshenup, got ready and booked an UBER cab, today he had got Paytm offer, so paid by it. He got down right at the office door, he found many people gathered in groups discussing #demonitisation. Though he wanted to share his views too, but he was running late and wanted to have breakfast at office cafeteria, he had a full plate chole nature and paid by his preloaded card and entered his desk. His work was going smooth with occasional interruption with the demonitisation of currency, suddenly a reminder popped up! it was his fiance’s birthday and he had forgotten it. An idea struck his mind, he checked and found an online offer on cake and bouqet, he paid through credit card and ensured a delivery to her office within 1 hour making it a real big surprise for bday!
Day passed by and he managed very well with cards, net banking,credit cards, pre paid card hardly disturbing his daily routine.

But this is not the case with all of us. It’s high time we understand the benefit digitisation of money and ease of using it. 
How do we get at ease with digital transactions
There are atleast 6 broad category available to make most of your money digitally.
1. Net banking – Most of the time it is sheer inertia or misconceptions to create a net banking account attached to your existing savings account more than fear of online money theft. This has become all the more convenient with the launch mobile applications in the same. One can use it for checking balance, create fixed deposits, recurring deposits, transfering money to other accounts, pay utility bills, credit card bills, buy mutual funds, insurance and even apply for #IPO. For transactions, one can opt for #NEFT #RTGS #IMPS options available in the website itself. These secured transactions with password and security check through mobile varification.
Debit card – This is the oldest form of plastic money. Very common yet less used in transactions other than withdrawing money from ATM. With the ATM PIN, one can use it for online transactions as well as at merchant counters i.e. shopping, dining, movie tickets everything. 
Credit card –This mode exist as long as debit cards, but this is a tricky one. This is not your money, this is a short term loan which attracts very high interest on non payment in he stipulated time. This is a good mode if one uses responsibly. 
Online wallets 
This segment is picking up in India. This wallets can be loaded with money using netbanking and can de used in small amounts.The best part about the online wallet is transaction gateways are not exposed to the bank accounts, hence safer. These are like actual wallets and money can be transfered to anyone with the same online wallet. #Paytm #MPesa are some example of e-wallets. There are some charges attached when you transfer the wallet money to your own account.
UPI – It is government’s answer to e-wallet.It is an interface through which account holder of one bank can transfer/receive money to someone having account in same/different bank through smartphone. Multiple bank accounts can be linked to a single cell phone. The transaction takes place through virtual address hence, no requirenent of bank details There would be no need to enter bank details.Transaction can be authorised by entering either Aadhar card number or mobile phone number. It can be used for shopping, Bill payments etc.

Prepaid cards – It is nothing but your own money loaded in the card, can be used like a debit card, howeve unlike your debit card it is not attached to your savings account

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